Zero-Based Budgeting Toolkit | Excel & Google Sheets | 20 Templates

Budget with intention.
The Zero-Based Budgeting Toolkit is built for anyone ready to take full control of their money by assigning every dollar a job. Whether you’re saving, spending, or paying off debt, this bundle helps you track your finances with structure and clarity — all through the proven method of zero-based budgeting.

✅ WHAT’S INCLUDED:
✔ 5 professional spreadsheets (each in Excel & Google Sheets)
✔ 20 total files – with sample data and blank versions
✔ Step-by-step instructions
✔ Clean, guided layouts based on zero-based principles

📂 INSIDE THE TOOLKIT:
✔ Annual Zero-Based Budget – Get a year-long view of your finances and uncover trends and planning opportunities.
✔ Zero-Based Monthly Budget – Give every dollar a purpose each month and eliminate wasteful spending.
✔ Monthly Budget Spreadsheet – A traditional layout for tracking income, expenses, and savings with ease.
✔ Sinking Funds Tracker – Save intentionally for future expenses like holidays, repairs, or gifts.
✔ Ultimate Personal Finance Tracker (Rainbow Theme) – A colorful dashboard for visual tracking of income, savings, and goals.

📌 FEATURES:
💻 Works in Excel & Google Sheets
📊 Annual + monthly tracking in one bundle
🖊 Fully editable with built-in formulas
📱 Compatible with Mac, PC, tablets, and phones
📥 Instant download – use it today

👥 PERFECT FOR:
✔ Anyone new to budgeting or using zero-based method
✔ Individuals or families looking to maximize every dollar
✔ Visual learners who love color-coded dashboards
✔ People tired of wondering where their money went

🎯 PLAN WITH PURPOSE
Stop letting money slip through the cracks. This toolkit gives you everything you need to stay organized, focused, and in control of your finances — one dollar at a time.