Budget templify Template | Excel & Google Sheets | Balanced Financial Plan | 50/30/15/5

Find Balance with the 50/30/15/5 Budgeting Strategy

Simplify your money management with the 50/30/15/5 Budget templify, a practical tool that helps you cover your essentials, enjoy life, build savings, and stay on top of debt—all in one clean, organized system. Perfect for anyone seeking a realistic and structured approach to budgeting.

💡 IDEAL FOR THOSE WHO WANT TO:
✔ Balance lifestyle spending with long-term goals
✔ Tackle debt while still enjoying life
✔ Create structure without sacrificing flexibility
✔ Build financial confidence and control

🔢 HOW IT WORKS – THE 50/30/15/5 RULE:
✔ 50% Essentials – Rent, groceries, utilities, transportation, healthcare
✔ 30% Lifestyle – Dining out, hobbies, shopping, travel, subscriptions
✔ 15% Savings – Emergency fund, investments, retirement contributions
✔ 5% Debt Repayment – Loans, credit card payments, student debt

🔍 KEY BENEFITS:
✅ Auto Budget Allocation — Just enter your income, and the spreadsheet does the math
✅ Clear Expense Categories — Know exactly where your money goes
✅ Debt-Focused Planning — Dedicated space to help you reduce and eliminate debt
✅ Insightful Visuals & Dashboards — Get a clear picture of your finances at a glance
✅ Beginner-Friendly — No complicated setup or formulas required
✅ Compatible with Excel & Google Sheets

💼 Whether you’re budgeting solo or as a couple, this spreadsheet offers a balanced, modern approach to money management that works.

📥 Download once, use forever — in both Excel & Google Sheets.