80/10/10 Budget templify Template | Excel & Google Sheets | Bare Minimum Budgeting

80/10/10 Basic Survival Budget templify Template | Excel & Google Sheets
The 80/10/10 Basic Survival Budgeting Template is perfect for individuals who want to simplify their finances, focus on essential living expenses, and ensure they have a small savings cushion, all without unnecessary complexity. Designed for those on tight budgets, this template helps you manage your finances in a minimalist way while ensuring you cover the basics.

🔢 HOW IT WORKS – THE 80/10/10 RULE:
✔ 80% Needs – Focus the majority of your income (80%) on essential expenses like rent, utilities, groceries, transportation, and insurance. This ensures that you have your basics fully covered.
✔ 10% Wants – Keep discretionary spending minimal. With 10% of your income, you can allow yourself some luxuries, such as small treats or occasional entertainment, without overindulging.
✔ 10% Savings – Though modest, saving for the future is important. This 10% is dedicated to building a small emergency fund, ensuring you’re financially prepared for any unexpected expenses.

🔍 KEY BENEFITS:
✅ Simplicity at Its Best – This template keeps your budgeting easy and straightforward, with minimal effort required to manage your money
✅ Auto-Calculated Breakdown – Enter your income, and the template automatically calculates your budget categories
✅ Perfect for Tight Budgets – Focus on your essentials while still having room for a little enjoyment and savings
✅ Works on Excel & Google Sheets – Accessible on any device, anytime
✅ One-Time Purchase – Download it once and use it as your go-to budgeting tool for life

🎯 The 80/10/10 Budget Spreadsheet is for those who want to keep their finances as simple as possible, making sure their essentials are covered, allowing some small indulgences, and building a minimal savings cushion.

📥 Download it now in Excel & Google Sheets and start budgeting with ease!