70/20/10 RULE70/20/10 Budget templify Template | Excel & Google Sheets

Embrace a Minimalist Financial Lifestyle with Ease

Take control of your money and focus on what truly matters with the 70/20/10 Budget templify — a simple yet powerful tool to help you live intentionally, prioritize essentials, and build steady savings over time. Ideal for minimalists and anyone seeking clarity and simplicity in their financial life.

💡 IDEAL FOR THOSE WHO WANT TO:
✔ Simplify their budgeting routine with a minimalist approach
✔ Focus spending on needs, reduce financial clutter
✔ Enjoy life moderately while staying within limits
✔ Build small, consistent savings toward long-term goals

🔢 HOW IT WORKS – THE 70/20/10 RULE:
✔ 70% Needs – Cover rent/mortgage, groceries, utilities, transportation, and key essentials
✔ 20% Wants – Set aside funds for hobbies, experiences, and modest personal indulgences
✔ 10% Savings – Grow your emergency fund, savings, or future investment portfolio gradually

🔍 KEY BENEFITS: ✅ Clean Monthly Breakdown — Know exactly where your money goes
✅ Intuitive Setup — Just plug in your income and go
✅ Smart Allocation — Instantly calculates budget categories
✅ Visual Dashboards — Track progress with easy-to-read charts
✅ Minimalist Design — Focus on function with clean, uncluttered visuals
✅ Supports Any Income Type — Great for salary, freelance, or hourly income
✅ Works with Excel & Google Sheets — Flexible and accessible anywhere

💼 Designed for those who believe less is more — this spreadsheet helps you stay financially grounded while embracing what truly matters.

📥 Download once, use forever — in both Excel & Google Sheets.