𝑻𝑬𝑴𝑷𝑳𝑰𝑭𝒀

A Fresh Approach to Financial Management Zero-based budgeting (ZBB) is a financial planning method that flips traditional budgeting on its head. Instead of carrying forward expenses from previous years, ZBB starts with a clean slate. Each expense must be thoroughly justified before being included in the new budget. This approach ensures that all funds are allocated […]