55/25/15/5 Budget templify Template | Excel and Google Sheets | Secure & Flexible Budget

🌱 Build Stability with the 55/25/15/5 Budget templify
Looking for a budgeting method that offers security, freedom, and financial growth — all in one? The 55/25/15/5 Secure & Flexible Budget is made for individuals who want a practical, grounded approach that still leaves room for fun and future planning.

💡 IDEAL FOR THOSE WHO:
✔ Want to cover essential expenses first without stress
✔ Need a plan that supports both financial growth and enjoyment
✔ Are looking for a sustainable long-term budget that’s easy to follow
✔ Want to gradually pay off debt while investing in their future

🔢 HOW IT WORKS – THE 55/25/15/5 RULE:
✔ 55% Needs – Take care of your living essentials: rent or mortgage, groceries, bills, transport, and healthcare. Stability starts here.
✔ 25% Wants – Enjoy life’s pleasures — from entertainment and travel to hobbies and fun purchases — without breaking the bank.
✔ 15% Savings – Build your financial future by investing in emergency funds, retirement accounts, or other savings goals.
✔ 5% Debt Repayment – Keep your liabilities in check by consistently paying off loans and credit card balances.

🔍 KEY BENEFITS:
✅ Well-Rounded Budget Plan – Balance financial safety with freedom to enjoy life
✅ Auto-Calculated – Input your income, and the spreadsheet breaks it down for you
✅ Works in Excel & Google Sheets – Full compatibility, access anywhere
✅ Clear Visual Dashboard – Instantly see where your money goes each month
✅ One-Time Purchase – No subscriptions. Use it forever.

🎯 The 55/25/15/5 Budget templify is perfect for anyone seeking a stable, realistic, and effective way to manage finances — with room to live and grow.